Getting married and embarking on a new life together is one of the most exciting experiences in two people’s lives. It’s a time of hope, promise, romance and … reality. Finding the person who will be by your side forever may have seemed like the hard part, but getting married also requires a lot of time, money, and careful consideration. Whether a couple is planning their wedding or deciding where to live, there are a lot of decisions to make before saying “I do,” especially when it comes to insurance.
Whether a walk down the aisle is in your future or you’re a newlywed, there are numerous insurance issues that come with being Mr. and Mrs. To keep them all straight, your Trusted Choice® independent insurance agent has these helpful tips on how getting married impacts your insurance. No wedding planner or over-priced flowers required.
Auto insurance
• Most auto insurers view marriage as an indication of greater responsibility – especially for men younger than 25 – so most insurance companies offer lower premiums for married people. Many insurers also often offer special incentives to married couples, so make sure to contact your Trusted Choice independent insurance agent to determine whether matrimony will lower your rates or if you’re eligible for any special incentives.
• Getting hitched also means you can add your spouse and their car to your auto insurance policy (or vice versa), which will likely lower your rate. If your spouse happens to be a bad driver and/or you’re uncomfortable putting him/her on your policy, you can still reap the benefits of a multi-vehicle discount.
