Are you frustrated with everything breaking down at the same time? When most of us purchased our home we purchased all of our appliances and equipment to run our home at the same time. After a number of years it seems like things breakdown besides the fact that they don’t make things the way they used to. Many of our carriers offer an Equipment Breakdown Endorsement to go with your Home Insurance. It covers a number of items (pretty much anything with an On/Off switch used in your home – including dishwashers, garbage disposals, washers, oven, TVs, A/C units, computers, pool equipment, etc…) for up to $50,000 with only a $500 deductible. The claims are handled third party and would not affect your insurance claims history. Give us a call to see if you carrier offers it! The premiums are only about $2/month.