Having a party or family get together?

Will you be renting a tent, chairs, tables or other times for a party this spring or summer at your home?  Will your home insurance cover any damage to the property you are renting?  Most standard home insurance policies will cover only $500 for property of others in your care.  Most “enhanced” policies will still only cover up to $1,000 of property of others.  Many rental companies charge a fee for their policy to pick up the coverage.  It may be best to check with your agent first to see what your home insurance policy will cover.